Checklists instantly: click button below. Fees provided in checklist & include Fed. Ex. delivery unless otherwise noted.

Friends using our service (week of January 16th)

Genuine Title - Owings Mills, MD.
Vanchieri & Ferrier, LLP - Brooklyn, NY.
Southbay Equity Lending- CA.
White & Selkin, Attorneys - VA
CFS Mortgage - AZ
Stratis Financial, CA
Tri County Title
Wells Fargo Home Mortgage
California Executive Escrow
Branch Banking & Trust
Pinnacle Mortgage Corp.
Suburban Cities Escrow - CA
Mortgage Resource Group - CA
Wells Fargo - SC
One Nevada Credit Union
Legends Title - MD
Seymour Law Firm - CT
Mason State Bank
Wells Fargo Home Mortgage - VA
Wells Fargo Home Mortgage- CA
Frazier Law Firm - NYC
Tower Federal Credit Union
New England Federal Credit Union

From the Blog: HARP Loans & Subordinations

Home Affordable Refinance Program (HARP) and Subordinations

HARP approved first loan with a Subordination:  Subordinating lender approval is not always granted. To the surprise of many lending professionals becoming familiar with the newly released guidelines for what many have coined as HARP 2.0,  they are … [Read More...]

Recent Subordination Turn Times (large lenders)

Updated JAN.5, 2012:

Note: These are not indicative of ALL subordinations.

ALERT: VOLUMES ARE SUBSTANTIALLY BUILDING WITH MOST MAJOR LENDERS. DO NOT LOCK YOUR INTEREST RATES THINKING YOUR TURN TIME WILL BE QUICK.

PNC/National City - TWO WEEK MINIMUM, volumes increasing

Chase Bank - approx. 10 bus. days, some less

Bank of America - THREE TO FOUR WEEKS, volumes building -

USAA - TWO WEEKS

Wells Fargo - 7 BUSINESS DAYS

Top Ten reasons why pro’s use our service

1) Support is outstanding (see #10 below)

2) We deal with the subordinating lender, not you. - time saver

3) A support member assigned to you from day one to completion

4) Fees: All fees can be paid online - time saver, speeds approval time. No more asking clients to go to their bank for cashiers checks. Fed Ex delivery of subordination is included,unless otherwise stated.

5) YTD: 40% success rate in turning declines into approvals - very respectable

6) Pre-audit files for accuracy and potential response - saves time, saves lost money when we tell you upfront it may not work

7) 24/7 Checklist delivery. Lender not listed? Ask us and we'll fetch it for you. Tons of people love this!

8) Common to get information even over weekends

9) Testimonials are ALL unsolicited

10) Exceptionally high caliber staff and experienced - you are not dealing with run of the mill customer service rep's who tell you status reports and that's it. We know refinance work and are involved in real estate transactions and refinance and subordination closings DAILY.

11) No charge for extra reason: We work as a Fiduciary which means our GOAL is to get your subordination approved

Our Fans (who value collaboration and great service)

August 15th, 2011 - (on resolving a last minute issue) "Fantastic!! I can't thank you enough!!! - Julie G, Bank of America

May 26th, 2011 - "Thanks again for all your help and correspondence. That has been the toughest part of these subordinations from some places and you were great to work with!" - Denise G., Eastwood Bank, MN.

April 18th, 2011 - "This is the best service I have ever come across." - Deb. R. - Bank of America, IL.

March 18th 2011- "You have been absolutely awesome!!! I can't thank you enough. Your constant communication and updates have been absolutely awesome. Your continued efforts have been so much appreciated! - Joanne, First Choice Bank

Feb.10, 2011- Thank you for all your help and cooperation. It has been a pleasure working with all of you!"- Lerris at Metro National Bank